CFPB NewsroomUnited States15 December 2025

Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions

This is an official announcement record

Firsthand records what CFPB Newsroom announced and links to the original. The wording below is theirs, not ours.

The CFPB and the FRB are announcing the dollar thresholds used to determine whether certain consumer credit and lease transactions in 2026 are subject to certain protections under Regulation Z (Truth in Lending) and Regulation M (Consumer Leasing).
— CFPB Newsroom

Read the official announcement

Opens www.consumerfinance.gov

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