The More the Better? A Comparison of Single- and Multi-Agent LLM Setups on a Financial Review Task

arXiv:2610.27488v1 Announce Type: new Abstract: Practitioner guidance holds that a large language model reviews a document better when the work is divided among agents. We test a narrow form of it in a controlled comparison of single-agent and multi-agent setups on a financial task, reviewing credit assessment memos against requirements. One agent checks six requirements in one call. A team of three on the same model checks the same memo, two requirements each, in the same words, with no roles or later stage. Labels are known for every requirement on 300 synthetic memos, so misses and false al

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