White Men Without Degrees Receive the Lowest Ratings from Large Language Models

arXiv:2610.00185v1 Announce Type: cross Abstract: White men without an undergraduate degree receive the lowest average ratings among eight gender-race-education groups in controlled large-language-model evaluations of credit, hiring, and rental applications. We conduct full-factorial vignette experiments with 18 models from 12 developer groups, varying gender, race, age, citizenship, and education while holding stated financial or occupational circumstances constant within each setting. Each model evaluates all 32 profiles ten times per setting, yielding 17,280 ratings. Averaging over models,

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